Flooding is a problem many of the communities near Jamaica Bay face. With rising sea-levels, it is normal for communities such as Howard Beach to be underwater and not be able to get out of their communities. Even though these flooding occurances have been more frequent since many of the repairs that have had to be made after Sandy, there has been a vast increase (approvimately 44%) in property values nearing the waterways. There is a little over $176 billion in property value in the areas surrounding Jamaica Bay. However, these properties are facing more and more problems due to the decline in the coastline’s ability to fight off flooding and are at a high risk for being damaged. This has a big impact on the real estate market’s affordability in these areas as conditions worsen. With increase risks, the insurance for properties will take a sharp increase. With the additional cost faced by commmunity members of this neighbohood on top of mortgage payments, there because a great burden on the community members financially. What is the financial tragectory of the people in the neighborhoods near Jamaica bay, with their decline in cashflow and a hard to sell/risky to keep asset within their portfolio.