For many aspiring college students in the United States, there are two options: go to a public school or slowly drown in debt. TAP, one of the few state aids given to public colleges, grants students a significant amount of money for college tuition at the beginning of the semester in order to help them obtain a college degree. According to statistics, nearly two-thirds of college students run out of money before the end of the semester, not to mention that 49.5 percent of them agreed that the root of this problem is not just that they are not receiving enough financial aid; it’s that the bureaucracy of it all is crippling them.
Most students, although residents of New York City, are dependent of their parent’s residency. Because TAP its state, and not federal, a majority of students are unable to file as independents because they do not fulfill the requirements.
Ashley Candelario, a Baruch student and NYC resident, satisfies the TAP requirements. However, because her mother does not reside in New York City, TAP it’s currently not covering her classes. “I am not being taken care of financially by my mother, kind of on my own here,” she explained, “but filing as an independent I am pretty sure TAP doesn’t allow you to do that unless you are an orphan, married with a child, or if you are a veteran, or if you are like at least 24 years old, and I meet none of those qualifications.”
TAP is only one of the many branches of state aid, but it is not the only one with a catch when it comes to money. A most recent example of this is the Excelsior scholarship which although it offers free tuition for students whose parents make 100,000 dollars a year, it chains you to New York City after college. Ashley expressed her concern regarding Excelsior, and explained that “The scholarship is under TAP a lot of people qualify for Excelsior but my eligibility depends on my mother’s residency, not mine.”
TAP it’s also full of limitations once you are under its help. As a college student, choosing two or more majors heightens your chances to succeed, but it deprives you of financial help. Ashley, although scared and now no longer receiving financial help, felt relieved that now she was finally free to “double major in peace.”
Although there is an incredible amount of TAP rules and limitations, these are not taught to students. Because TAP is a convoluted process, it is inaccurate and too general to check the individual eligibility. Not to mention, there is a scarce amount of TAP or aid professionals in colleges, which hardens students’ experiences.
Shelly Ho, a college senior, voiced her concerns regarding the lack of information she received through college regarding financial aid, “I definitely feel like the rules behind financial aid could be better explained to me. Nobody ever sat me down and said: okay, here is your tuition, and how much you are getting, and how much you have to pay.”
Students seem to be either under the illusion of freedom or in a constant battle against contracts that fool them into believing they are given an option regarding state aid. However, their efforts are constantly dismissed and they lack the proper information in order to reach a solution.
In this time and age college is a necessity, anyone who does not have a college degree it’s 71% more likely to be unemployed, not to mention we’ve gained jobs in skilled fields, which require their employees to have, at least, two years of college education. College aid is under reform and will, hopefully, reach a point where the regulations become collectively beneficial.