Variable-rate loan

Reference: https://www.moneycrashers.com/variable-interest-rate-loan/

Fixed-rate loan

Reference: https://www.thebalancemoney.com/fixed-rate-loans-315603

Reference: https://www.cash1loans.com/blog-news/joint-vs-cosign-loan-difference.aspx

Reference: https://www.capitalone.com/learn-grow/money-management/what-is-debt-consolidation/

reference: https://www.forbes.com/advisor

Reference: https://money.usnews.com

Reference: https://money.usnews.com

Reference: https://money.usnews.com

Reference: https://money.usnews.com

Reference: https://www.americanexpress.com/en-us/business/blueprint/resource-center/finance/what-are-micro-loans