m.cardona2 – Freshman Seminar Fall 17 FRB

AXA presentation

I went to axa presentation to learn more about the insurance industry. This was not a networking event but to expand my knowledge on insurance terms and changes in the industry.

Lots of this information provided is good to know not just for people following a career path in actuarial science or in the insurance industry but for people that want to know more about the life insurance and its policies.

Life insurance is an agreement between the policyholder and the insurance company. I believe this presentation even touched upon the current situation with Trump and his new changes to state taxes, insurance could get around that because the money put in life insurance is tax deferrable.

Popular phrase: Insurance is sold not bought.

Ideally one does not go out of their way to buy insurance and look at all the companies and compare their premiums. Insurance companies contact you to supply you with information as to why you should choose them. Wether its if they have more benefits, more protection, a different underwriting process to mitigate the risk of an individual, etc.

I also learned the teachnology adavancement in the industry sometimes used, to again, determine one’s risk. Some companies are giving out apple watches to look over your health over a certain period of time. Whether its how much your exercising, your heart rate, a combination of a lot of variables and if you meet a certain standard to determine your health eligibility you may even have your premiums cut in half. Theres a lot that comes with how much you are being charged and its good to know how and what companies do to figure out the risk of a certain kind of individual.

I do feel as if I learned a lot and I can’t wait for another insurance based presentation!

*This is me paying attention*

Ima miss fro lowkey.

MET Museum time travel

I was assigned to go to the MET museum as an assignment for my Art History class,which in reality was to just skim around to see which painting I liked and give my reasoning behind it, but once I got to the museum my views changed from a mandatory assignment to a willingness to observe all the art in the museum as it left me in awe. I met up with Kejvi at the front of the museum that stretched nearly 3 city blocks wide right in the heart of the city, central park. It’s architecture distinct from its surroundings is what really captures the attention of anyone visiting the museum.

We proceeded to go up the stairs where the early renaissance period was located, art from all parts of the european world that showed the influence of religion during the time period. I was amazed by not only the paintings which were done to perfect detail but also the beautiful sculptures that seem near life-like. After I was done with my assigned section I went on to travel and navigate my way throughout the rest of the museum for my own satisfaction. You’ll be amazed on the things you see and it truly is like traveling back in time and feel what others felt during a certain time period.

The museum was full of people from the moment we came in to the moment we exited. My trip to the art museum taught me to truly value art and the history that comes with it. I’m glad I had this assignment and recommend anyone of any age to go and see the art because art is relatable in one way or another to every single person. I normally don’t attend museums but it changed my perspective with a joyful and artsy day that ended with a burger and a shake. 🙂

B.A.S.S.

I have attended B.A.S.S. (baruch actuarial science society) in both the GIM in the first of september and will be attending again, this thursday september 14th. I have a reasonable amount of knowledge about the actuarial field and the steps one must take to accomplish such great task. I came into the club knowing lots of information but also being susceptible to receive new information that I may have overlooked or not known at all.

In B.A.S.S. GIM I learned that the SOA( society of actuaries) has changed the curriculum to become an ASA by adding 2 more exams and adding new material. Therefore, instead of the 5 exams needed to become an ASA it is now 7. And I know it may be an impossible task to complete all 7 by the end of my college career but I hope to at least completed 4-5 exams and prepping for the next 2. With the correct guidance that B.A.S.S. and the department of math supplies i may be able to achieve this goal through my rigorous coursework and hardwork.

In addition I also learned a fun fact that though the typical workplace for an actuary is an insurance company. Actuaries are even being hired in meteorology positions to determine the chance of actually getting a type of weather forecast.

The club has already allowed members to partake in meetings with certain insurance companies that may allow for a possible internship or program that could help enhance your knowledge on actuary through experience. Next week tuesday, B.A.S.S has organized for Prudential to come to Baruch and speak primarily to freshman and sophomores to offer a 1 week training program that focuses on the steps to become an actuary, I am highly interested and already RSVPed for the event. I can’t wait for tuesday and show Prudential what I have to offer and what they could offer me!!

In the near future I hope to be an integrate part of the club. And by my senior year I want to become either President or V.P. so I could help other new members that were in similar situations like myself and engage in a leadership position in the field that I’m devoted in.

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I’m in the pink circle – forgot to take selfie :).