1. Individual Stocks are when you invest in the company directory without the bond company’s involvement. Individual stocks tend to provide you high returns with low costs
2. Mutual Fund is to invest in multiple companies, so in exchange for the small rate of gaining, there is less risk of losing money because some losses can be recovered by the gaining in the other companies.
3. Index Fund is a mixture of individual stocks that can experience higher returns. The companies are determined by the investors who have the knowledge and succeed, so buying index funds is less risky and high reliability.