Lieber, Ron. “High Cost to Focusing on Student Loans Over Saving.” The New York Times. Web. June 13, 2014.   http://www.nytimes.com/2014/06/14/your-money/student-loans/paying-off-student-loans-can-cost-you-in-retirement.html?_r=0

Reflections/Questions

I really like this article because it is extremely relevant to College Students. President Obama made a speech in order to help students decrease their college debt. He too understood what it is like to have student loan debt. I like all the statistics that the article has and the way they beak it down using numbers so you could understand how outrageous the debt is.

Notes/Summary

The focus of this article is to show that people are told they need to get an education but in order to receive that education they must pay a high price literally. The debt has become so high they for most students, in our current economy, will be paying off their debt for 20 plus years to come. This article also gives tips on what you can do to not come out of school which such high amounts of debt. For instance you could go to a community college for the first two years of your college experience. The most important thing that is being highlighted is the benefit of saving your money.

Krupka, Elizabeth. “The Hunger Games: Student Loan Edition.” The Huffington Post. Web. September 6, 2012.   http://www.huffingtonpost.com/elizabeth-krupka/college-student-loan-debt-_b_1858085.html

Reflections/Questions

I like how she made it entertaining and had a couple of jokes throughout the article. I also enjoyed the way she related it back to her life. She spoke of the high interest rate she has to pay and how she was trying to pay it off and ask questions but she was not treated the right way.

Notes/Summary

This article is more humorous and talks about trying to get answers when it comes to asking questions about your student loans. It talks about the constant struggle when it comes to paying your debt off. You get to see things from the perspective of the writer and how loan debt has affected her in her own life. She speaks about her ridiculously high interest rates.

Harvey T., John. “Student Loan Debt Crisis?” Forbes. Web. April 28, 2014. http://www.forbes.com/sites/johntharvey/2014/04/28/student-loan-debt-crisis/

I enjoyed reading this writer’s perspective because it put the debt in terms that I did not necessarily understand before. He opened my eyes and made me realized that the issue may not be in the debt itself but rather in our current job market.

Notes/Summary

This article talks about the student loan debt not being as bad as we make it out to be. In breaking it down you realize that it is not as terrible as you think in comparison to the Great Recession. He makes understand that although the debt is not as large as the Great Recession there are still a lot of things to worry about. The main problem in this day and age is that the job market is not as strong as it use to be and therefore it makes it more difficult to pay off your debt if you cannot get a job.

Frankel, Matthew. “High Student Loan Debt Might Not Be That Bad.” The Motley Fool. Web. September 27, 2014. http://www.fool.com/investing/general/2014/09/27/high-student-loan-debt-might-not-be-that-bad.aspx

I learned some new things from this article. As a whole people tend to look at the negative of a situation but I never thought to look at the positive of more people getting educated and a willingness to learn. This article was yet another eye opener for me.

The focus of this article is to show that perhaps we are overlooking the positive of the increasing student loan debt. One of the reasons the debt has increased is because more people are getting higher level of degrees. People are going back to school and continuing their education. They are reaching higher for their education. Other reasons include expected lifetime earnings has increased, government payment plans have made loans more affordable, and finally once you graduate you invest in your future.