Hi guys! My name is Bryan Hoo and I’m 18 years old. As some of you may remember, I shared how I lived abroad in Malaysia for about ten years during class introductions. I’ve only recently returned to New York this summer, and I thought the lifestyle changes I went through would be worth sharing. In Malaysia, I lived with my extended family where I was well-taken and considered to be sheltered by my relatives. Although I’ve always worked for my income, flying back to New York to live with only my father, who spends most of his day working, forced me to become even more independent and responsible. All of a sudden I had to wash my own clothes, plan and shop for my own groceries, learn how to cook for myself and navigate my own way through the city. Overall, I was very glad for the change because knowing that I can take care of myself and survive on my own as an adult gave me a sense of accomplishment. In addition to that, I was exposed to a multitude of resources that I did not have in Malaysia, the most significant one being financial markets. Since finance is treated with a greater deal of importance in America, especially in New York, I was flooded with information online about trading and investing. Since I was interested in becoming rich like most people, I took advantage of that and educated myself(and still do) to become financially literate and have a better understanding of the markets as a whole. I highly recommend every one of you to start researching and learning how to invest, since we’re so young that we have the magic power of compound interest at its best(index funds and reading books about investing is the best way to start, I also found Youtube channels that shared financial knowledge to be extremely helpful, most notably Graham Stephan and Nate O’ Brien), and how to better manage your own finances in general. Coming to Baruch has definitely added to the long list of changes that I’ve had to adapt to. I cannot stress enough how important time management is and how beneficial it can be if you know how to use it. For example, I work 4 to 5 days a week at a restaurant while keeping up with exercise, and without scheduling exactly when to work on my assignments and projects, I wouldn’t be able to stay on top of things and would fall behind. At the same time, I think my schedule, as busy as it is, is definitely beneficial to me because it forces me to be productive and do the best I can for myself.
In conclusion, I think it’s really fulfilling to be lifestyle-oriented and I hope that I can somehow inspire any one of you with my story.