By Jubi Gauchan, Peer for Career
On a beautiful Saturday morning, I had the pleasure of interviewing Tasvir Hasan, an alumnus of
Baruch who is heavily involved in recruiting at his alma mater. Father to two sweet daughters,
husband to a beautiful wife that he has known more than half his life, and a friendly, kind and
awesome personality, he is currently a Vice President at J.P. Morgan. Read on to find out more!
1. What year did you graduate? What was your major and minor?
I graduated Baruch in 2004 with an Accounting degree. At that time, an Accounting major
was not required to have a minor.
2. Where do you work and what is your current role?
I have worked at J.P. Morgan for 15 years, including four years during college, as a Smart
Start Scholarship/Internship participant. I worked full-time in the summer and part-time
during the school year.
Currently, I am the functional head of the North American Multinational Credit Risk team.
We handle inbound requests for the North-American subsidiaries of companies with
overseas headquarters. Clients come to us when they need loans, or other products / services
that have credit exposure.
3. Could you tell us a little bit about your experience in Baruch? Did you participate in
any clubs or organizations?
While attending Baruch, I worked at J.P. Morgan, which did not leave me with a lot of free
time; however, I was in the Honors Program, and I was a Student Academic Consulting Center
(SACC) Tutor for math, accounting, finance and other subjects. I was also a student
4. Please name some steps that helped you to launch your first internship/job.
I graduated high school with an Engineering degree and was very involved in extracurricular
activities. I wanted to keep busy and have a good profile for college applications. In addition
to being the Salutatorian of the school and engineering program, I was the Editor of the
Yearbook and Captain of the handball team. Our handball team won the city championship
and my partner and I won the city doubles tournament as well. I even had my story
published in Newsday and another newspaper.
Towards the end of my junior year, I asked my professor and mentor where I could transition
to outside of engineering, and was advised that I should look into business. That is why I
came to Baruch, and then joined the J.P. Morgan Smart Start scholarship/internship program.
With my engineering background, the internship program managers thought doing something
technology-related would be a good first rotation. I was placed in a role responsible for
testing software and web applications for employees. Thereafter, I wanted to enhance my soft
skills, so I went through a leadership and management curriculum training rotation. In this
program, we assessed the internal and external training courses that were made available to
J.P. Morgan employees.
I knew I wanted to be an Accounting major, so I joined the Corporate Tax department for my
third rotation. It was a very good role, but I realized that accounting is too objective for my
personal preference. Since I wanted something a bit more subjective in nature, I looked into
Finance. Fortunately, I was asked to be a summer analyst for Credit Risk, and I submitted
my resume. I was two out of 40 Smart Start interns that joined a group of six Credit Risk
interns in the Commercial Bank. I really enjoyed it. Early on, I presented my views on why
we should lend money to large corporations, using quantitative and qualitative factors
through SWOT analysis, etc.
I then joined as a full-time analyst in Credit Risk. Although I have not worked outside of
Credit Risk in my full-time career, I have rotated through several industry groups in the
Commercial Bank and Corporate & Investment Bank.
5. What are the qualities that are the most valuable for your current position and your
You have to be diligent, inquisitive, a good team player, and commercial. It is easy as a
Credit Officer to say “no.” However, I think the purpose is to find a way that works well for
everyone. It is about the right risk and return. Credit is a foot in the door for the
relationship, providing you with an opportunity to deliver other products and services.
Currently, I also manage people so have to be thoughtful about what is in their best interests,
and think about the team in general. It is good to be humble – knowing that there are a lot of
people who are smarter than you in certain aspects through experiences or simply smarter by
nature. That being said, it is important to keep in mind the importance of EQ, in addition to
It is important to keep an open mind, and understand that we are not always right. We have to
be flexible when thrown a curveball. It is important to not to get rattled when surprises
happen; I see a lot of senior colleagues that stay calm, cool, and collected. As a leader, they
are the face of the team. I think they recognize that if we see them calm and focused, we will
feel more comfortable as well.
6. Could you tell us about the challenges you faced when you first started your
The internship started in my freshman year of college. I went from being a laid back high
school student to coming into a professional work environment. For the first couple of days, I
thought it was okay to go with my shirt un-tucked. My manager pulled me aside and said that
was not okay.
Everybody has specific roles and responsibilities, some of which are less interesting, but
you need to remind yourself of the bigger picture. You need to remind yourself that this is
part of delivering solutions to your colleagues and clients, and then it becomes more
Getting adjusted to the business world, breaking out of my shell, and understanding the
bigger picture were important things I learned early on.
7. What are some tips that you would give to students for a successful recruiting
Come prepared. It will help if you know who you are meeting with, know what they are
doing, and what the hot topics are in that industry/profession. Have your 60-second pitch; and
do not talk too much about yourself unless you are being asked for more information. It is
important to sell yourself in a smart way, but don’t overdo it. Ask the professionals about
Don’t take it personally when people don’t connect with you right away. It sometimes
depends on the kind of day that they’re having, or other things that are going on in their lives.
Always keep a smile on your face.
Don’t be shy in a networking environment. People are there to help you. If things don’t go as
you want them to, don’t take it personally.
I am a big believer that everything happens for a reason, so be yourself, do the best that you
can, be honest, and you will find yourself in a place where you are meant to be.
8. If you were to give one advice to Baruch students, what would it be?
Be yourself and challenge yourself to be the best person you can be. Competition is definitely
big in any job, let alone finance. I think we should just compete with ourselves. Just try to be
better than who you were yesterday and that’s something you should never regret or feel bad
about. I think a fitting way to end this would be to paraphrase a quote from Bernard M.
Baruch himself: You don’t have to blow out the other person’s light to let your own shine.